Your trusted SMSF Property Lender and Broker
If you’re a member of a self-managed super fund (SMSF) or an individual or corporate trustee, investing in property can be a powerful way to enhance your retirement savings and maximise distributions for members.
The key distinction between SMSFs and traditional industry or retail superannuation funds is that SMSFs give you direct control over your investment choices, making them a popular option. Additionally, SMSFs have the ability to borrow funds to invest in both residential and commercial properties, with the property held in trust until the loan is fully repaid.
These properties then become assets of the SMSF, generating ongoing income for members and trustees upon reaching retirement age, thus ensuring a stable and comfortable income during retirement.
Take charge of your future
with superannuation
Let Traikos Finance help you navigate the complexities
While SMSF loans are a fantastic way to enhance your fund’s savings, they come with complexities that differ from standard loans, involving several layers of government regulations before you can get approval.
There are specific limitations to be aware of, such as typically allowing up to 70% leverage, offering 30-year terms, and capping interest-only repayments at five years. Moreover, the minimum loan amount usually starts at $100,000, while the maximum depends on your financial situation.
The application process can be intricate and multifaceted, with various challenges to overcome before your loan is approved. The Traikos Finance team is here to help you cut through the jargon, streamline the process, and expedite your approval, enabling you to invest in residential and commercial properties sooner,
This page explains the general information about SMSF loans and should not be construed as financial advice. We recommend consulting a qualified financial advisor or accountant for specific guidance.
Not all lenders provide SMSF mortgage loans
It’s important to note that not all banks and lending institutions are equipped to manage these types of loans; only a limited number do. At Traikos Finance, we have dedicated the past decade to building and nurturing relationships with these lenders to enhance your chances of securing approval with optimal rates, fees, and terms. Contact our team today, and let us assist you in growing your super fund.
WhY CHOOSE US
Is an SMSF loan the right choice for you?
With a Self-Managed Superannuation Fund (SMSF), you have direct oversight of your investment choices. Allocating superannuation funds towards property is gaining popularity as a strategic way to prepare for the future. After consulting with your financial planner or accountant, we’ll help you compare lending options that fit your fund, guide you through the entire process, and provide ongoing support even after settlement.
Gain from straightforward, special guidance.
Self-Managed Superannuation Fund (SMSF) home loans are considerably more intricate than standard loans. With government regulations and a multi-step application process to navigate, there’s a lot to sort through and oversee. The success of your SMSF property loan approval hinges on the quality of your application, making it essential to present it effectively. That’s where we step in to assist you.
We handle the groundwork for you.
There’s a limited number of lenders that focus on SMSF property financing, and we’ve established strong, lasting connections with many of them in our network. Instead of spending precious time searching for and comparing lenders who may not meet your needs, let our team of mortgage specialists do the heavy lifting for you.