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First Home Buyer Financing

This should be one of the most thrilling moments in your life, and the team at Traikos Finance is here to make the financing process smooth, eliminating hassles and frustrations so you can settle into your new home sooner. Whether you’re building your dream home, purchasing off the plan, or moving into an established property, we’ve got all your financing needs sorted.

Buying your first home?

We’ll make it a breeze

Your top choice for first-time home buyer mortgages

This should be one of the most thrilling periods of your life, and the team at Traikos Finance is dedicated to streamlining the financing process, eliminating any complications and frustrations so you can settle into your new home more sooner. Whether you’re looking to design and build your own home, purchase off the plan, or move into an existing property, we’ve got all your financing needs taken care of.

Purchase an Established Property

The Victorian Government provides numerous concessions and rebates to assist you in securing the home of your dreams, and we’re here to help you take full advantage of them. This includes the Home buyer scheme, which can contribute to your deposit, stamp duty concessions based on the property’s value, and the First Home Owner Grant.

Our knowledgeable team will ensure you access all the savings available to you and match you with the most suitable mortgage options tailored to your needs, sourced from our extensive network of banks and lenders, all without any hassle.

Thorough and comprehensive support

We’re committed to ensuring you save as much as possible on your first home buyer mortgage. Our skilled mortgage brokers will investigate potential savings, including stamp duty exemptions, the First Home Owner Grant (FHOG), and options like limited equity loans or Family Pledge programs. By tailoring these options to your situation, we can often secure lower interest rates and, in some cases, eliminate the need for lenders mortgage insurance (LMI). Want to reduce the life of your mortgage? Get in touch with us today.

WhY CHOOSE US

First-time home buying, simplified

The journey to homeownership can seem full of obstacles—building up a deposit, getting approved for a loan, selecting the right property, and starting repayments. As your trusted finance partner, we’re here to support you at every stage, answering all your questions and addressing any concerns. We’ve assisted thousands of Australians in achieving their homeownership dreams—now it’s your turn.

Plenty of options, minus the confusing terms

At Traikos Finance, we believe in simplifying the process by explaining your options in straightforward language. We guide you through every step—from evaluating your borrowing capacity to selecting the right lender and repayment plan that suits your needs. No call centres, no complicated banking terms—just clear, concise information to help you make confident decisions.

Lower upfront costs and fees

Buying your first home can involve a maze of hidden costs, from mortgage fees and interest rates to stamp duty and legal requirements. With so much to consider, our special team is here to help you secure the  most possible rates and unlock any available discounts or concessions, ensuring the entire process is as streamlined and smooth as possible.